BADASS of New England

An automobile club for the enthusiast who enjoys the last of the big GM cars. The rear wheel drive B and D bodys. Chevrolet Impala SS, Caprice, 9C1, Buick Roadmaster, Oldsmobile Custom Cruiser, Cadillac Fleetwood
 
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 Collector insurance and appraisals

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Pooge

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Posts : 1700
Join date : 2009-03-24

PostSubject: Collector insurance and appraisals   Wed Dec 05, 2012 9:47 pm

Thoughts? experience?

I obviously have more into my car than an insurance payout would be, so I want to make sure I'm covered.

Who has used what agencies? Should i Get a private appraisal first?

TIA

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1996 Impala SS - 45K original miles - 5.3 LS swap - Brand new Bilsteins...WHAT A DIFFERENCE!
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toomanytoyz
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Posts : 6878
Join date : 2009-01-20
Age : 41
Location : East Hampstead, NH USA

PostSubject: Re: Collector insurance and appraisals   Wed Dec 05, 2012 10:02 pm

I have a friend that uses Hagerty and says it was dirt cheap and recommends it highly. Smile

You can always just "buy" more insurance for it, too, with your current insurer.

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Bill "The Verb" Crovo - Resident Car Slut & Unicorn Hunter

A Toasted Marshmallow, A Long German, A Lame Suburban and expensive dreams...
Missing all my previous B's, D's and V... Sad
American Ricer
www.badassofne.net
"Ooooh! Look! Something shiny!"
NO MORE UNICORNS!!!!!

LOWER IT!!! Wink
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1984twodoor

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Join date : 2010-03-30
Age : 24
Location : Wilmington/Wakefield/Andover

PostSubject: Re: Collector insurance and appraisals   Wed Dec 05, 2012 10:05 pm

Pooge wrote:
Thoughts? experience?

I obviously have more into my car than an insurance payout would be, so I want to make sure I'm covered.

Who has used what agencies? Should i Get a private appraisal first?

TIA

I have never gotten a car appraised before, but I can assure you when the caprice goes back on the road it will get one. I'm in the same boat with taking suggestions on what to do, there is no way I'm letting the insurance company screw me over with this car ever again.
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sdstick

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Posts : 4287
Join date : 2009-03-20
Location : Revere, MA

PostSubject: Re: Collector insurance and appraisals   Wed Dec 05, 2012 10:06 pm

You just tell your insurance company what you want it insured for.
They'll have you go to one of thier approved apppraisers....he/she will confirm your #
Pay the premium & your done.

This route is for garage / trailer queens

All offer certain restrictions & many dont offer comp...so your existing policy does that.

Dont think this is what you need?

http://www.rallyinsurance.com/

http://www.hagerty.com/Collector-car-insurance/Auto-Insurance-overview

http://www.americancollectors.com/

I went back & forth with Sneed way back when...it is cheap but is supplemental
I think they sold out & thier policies are being re-upped at more money
I just dont see it as worth it (unless Chris drives your car... Shocked... Razz )


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95BBB 100K 3.73 383 New DD...already broke fixt the 4L60E twice
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toomanytoyz
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Posts : 6878
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Age : 41
Location : East Hampstead, NH USA

PostSubject: Re: Collector insurance and appraisals   Wed Dec 05, 2012 10:59 pm

I giggled, Steve. Smile

_________________
Bill "The Verb" Crovo - Resident Car Slut & Unicorn Hunter

A Toasted Marshmallow, A Long German, A Lame Suburban and expensive dreams...
Missing all my previous B's, D's and V... Sad
American Ricer
www.badassofne.net
"Ooooh! Look! Something shiny!"
NO MORE UNICORNS!!!!!

LOWER IT!!! Wink
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http://impalass.uniquekind.net/
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